e most important thing straightaway is to receive a medical evaluation and the treatment you need. If paramedics arrive on scene and recommend that you go to the hospital, follow this advice. Oftentimes people don’t feel the full extent of their injuries because of adrenaline or shock. Creating a medical record, receiving comprehensive care (go to that knee or brain specialist if you’re advised to!) and following treatment orders all demonstrate that you were injured in the accident and what your losses are.
It’s important to not provide a recorded statement to any insurance claim adjusters before you speak to a personal injury attorney about your case. Adjusters may begin contacting you but you are under no obligation to speak with them immediately.
When individuals are unrepresented by counsel, insurance companies are notorious for trying to convince people to settle for low amounts and as quickly as possible.
Signing a settlement agreement—even if you do so without an attorney representing you— means that you no longer have the ability to take the case to trial, or try to get the insurance company to end up giving you a higher amount. Settlement agreements are final. This is why it is critical to have the help of an attorney skilled in negotiating such matters with insurance companies, and with aggressive trial tactics should the matter proceed to trial.
Determining who is at fault is the first legal issue to be determined. If the truck driver was driving negligently, this generally means that they will be the one at fault. Just because they were not cited with a traffic citation or criminal offense doesn’t necessarily mean that they were not at fault.